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Gap insurance is best utilized during the first few years of your car loan. If you can’t pay cash for your car, as few people can, then you will have to finance your payments. Should you total your car before you pay off your loan, you are still responsible for the difference.
While your auto insurance policy will reimburse you for the value of your car, it will only pay you the cash value. The difference between the cash value and the remaining loan amount is called the “gap.”
At Young Insurance, we offer competitive gap insurance that won’t leave you in the proverbial lurch.
Contact us today and fill out the form above to learn more!